Cash Plus

In the past decade, the number of check cashing outlets in the U.S. has more than tripled as more and more people have found it provides a level of convenience and service not available from traditional banks and finance companies. Cash Plus, founded in 1984, is one of the first companies to apply franchising techniques to the check cashing industry and has developed a "next generation" retail business system which is generating unusually high returns.

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Cash Plus Franchise Cost and Requirements for 2022


Cash Plus Check Cashing

Who We Are And What We Do

Cash Plus, Inc. is a privately-held franchise company in the family financial services industry. One of the industry's pioneers, our franchise and company-owned stores serve families in the $10-50,000 annual income range.


As an organization committed to professionalism in all aspects of our business, we are active participants in a number of industry associations, including the International Franchise Association, Financial Services Centers of America, Community Financial Services Associations of America and the California Financial Service Providers association. Craig W. Wells, our president and CEO, has been a member of the board of directors of the latter organization since 1997. In addition, he is a member of the IFA-CEO Forum.


Cash Plus operates in what has been called the "alternative financial services industry," a fancy term for companies who mostly still think of themselves as check cashers or small-scale lenders. It's an industry that has grown rapidly over the last decade as a result of many factors, including changing banking practices, changing demographics and changing consumer behavior. Prospects for industry growth continue to be favorable. Prospects for Cash Plus' growth are even better.

Company Details

Established: 1984
1st Franchised: 1988
Franchised Units: 50 with New Units in Development
Company Owned Units: 2
States from which Broker Referrals are being accepted: AL, CA, DE, FL, HI, ID, IN, IA, KS, KY, LA, MI, MN, MO, MS, NE, NV, NM, OK, SC, TN, UT, WI, TX, WY

Support and Training Offered By Cash Plus

Financial Assistance Provided: Yes, Third Party
Site Selection Assistance: Yes, significant guidance
Lease Negotiation Assistance: Yes, significant guidance
Co-Operative Advertising: Yes
Training: Prior to opening: 6-day national training course at So. Calif. headquarters. Plus, one week in-field store training at franchisee's location upon store opening. Plus, an ongoing 90-day new-store training and support program. Managers may also attend national training courses at no additional charge.

2022 Franchise Requirements Needed to Own a Cash Plus Franchise.

What does a Cash Plus Franchise Cost?

Cash Plus franchise fees for 2022:

Cash Investment: $100,000
Total Investment: $250,000 - $300,000
Minimum Net Worth: $400,000
Franchise Fee: Single Unit: $35,000 / Area Development: $17.5 for balance of stores opened; Express/Kiosk Units $35,000 for 3 Pack
Royalty: Single Unit: 6% / Area Development: 5% for all stores after the 5th Store is Opened
Ad: 3% ($300.00 minimum - $500.00 maximum)
Average Number Of Employees: 2-4
Passive Ownership: Yes, with competent manager and some owner supervision.

Is Cash Plus a Semi Absentee Franchise with a Passive Ownership Opportunity?

Yes. Cash Plus is a semi absentee franchise and allows passive ownership. A semi-absentee franchise is a business you could start and run while still maintaining a job or other obligation.

Is Cash Plus a Home Based franchise?

Yes. Cash Plus is a home based franchise opportunity.

What Do Cash Plus Franchise Owners Make?

Click here to find out how much Cash Plus franchisees make. Cash Plus offers an Item 19 in their Franchise Disclosure Document which provides financial information about select franchisees in their franchise system.

Is Cash Plus a Master Franchise Opportunity?

No. Cash Plus is not a master franchise opportunity.

Does Cash Plus Offer a Veteran Discount?

No. Cash Plus franchise does not offer a veteran discount.

Does Cash Plus Work with E2 Visa and EB-5 Visa Candidates?

No. Cash Plus franchise does not work with E2 Visa and EB-5 Visa candidates.

Is Cash Plus Looking for Franchisees in Canada?

No. Cash Plus franchise is not looking for Canada franchisees.

Is Cash Plus Looking for International franchisees?

No. Cash Plus franchise is not looking for International franchisees.

Additional Information

Additional Categories

Financial Services, Non Food Franchises

Number of Units Open

50-100 UNITS

Cash Required

$100,000 - $250,000

Master Franchise


Passive Franchise


Home Based Franchise


Item 19 Franchise


Veteran Discount




Franchise Opportunities in Canada


International Franchise Opportunities


E2 Visa Franchise


Cash Plus Franchises for Sale

Click Here to inquire about existing Cash Plus franchises for sale. We may have Cash Plus franchise resales. A franchise resale is an already established franchise owned by a franchisee and the franchisee is looking to sell their franchise.

The International Franchise Professionals Group (IFPG) is an internationally recognized membership-based franchise organization. IFPG Franchise Consultants guide aspiring business owners through the process of identifying and investing in franchise businesses. The IFPG represents more than 550 franchises. We do not represent all franchises listed here. By clicking on "Request a Consultation," you are agreeing to be contacted by one of our Certified Franchise Consultants to discuss franchise ownership.

About our rankings: The IFPG uses its internal data collected from our membership portal to identify which franchises had the most activity in the past week. This ranking system is not based on franchise sales, franchisee success rates or number of units open. Our ranking system should not be used to make a decision on which franchise to buy it was solely created for internal purposes and for our IFPG Members.