As the nation's largest small business loan marketplace, Lendio provides a one-stop shop for thousands of business owners looking for capital to start, operate, and grow. We offer a streamlined way for business owners to access loan options from a variety of online lenders, banks, and industry specialty lenders-essentially revolutionizing the small business lending industry.

Interested in Franchise Ownership?

Request a Consultation


Lendio Franchise Cost and Requirements for 2022


Lendio is the nation's largest small business loan marketplace. It provides a one-stop shop for thousands of entrepreneurial spirits looking for the capital they need to start, operate, and grow their businesses. As a Lendio Franchisee, you'll champion that very same model with your small business network on a local level and enjoy perks like:

  • Low Investments
  • Many traditional franchises require $250K+ in liquid capital. Lendio only needs $55K-$65K.

  • Attractive Commission Structures
  • Lendio Franchisees receive a generous commission split and renewal income.

  • Large Demand
  • Banks turn down approximately 80% of small business owners when they apply for traditional funding.

  • No Physical Storefront Required
  • There's no need for real estate vetting, expensive rent, POS systems, utilities, or employees. It's just you, a laptop, and an internet connection.


Company Details

Established: 2011
First Unit Franchised: Feb 2017
Franchised Units: 117
Company Owned Units: 0
States Registered In: All except South Dakota and Washington
Canada Franchises: No
International Franchises: No

Support and Training Offered By Lendio

Financial Assistance Provided: We do not finace but can get them in touch with some lender who do 
Site Selection Assistance: NA
Lease Negotiation Assistance: NA
Recruiting Assistance: NA
Cooperative Advertising: No
Our franchisees enjoy an intensive 5-day training with our team at the corporate headquarters in Utah. Additional role-play and hands-on coaching play a crucial role in the ongoing success of our franchisees once they get settled in their local territory. We have an interactive franchise library, video learning software, and playbook available online to deliver additional support to get our franchisees quickly up to speed.

2022 Franchise Requirements Needed to Own a Lendio Franchise.

What does a Lendio Franchise Cost?

Lendio franchise fees for 2022:

Cash Investment: $55,000 to $65,000
Total Investment: $45,650 to $117,100
Minimum Net Worth:
Franchise Fee: $53,500
Royalty: No royalty but commission splits apply
Ad: Minimum of $100 or 2% of gross revs
Item 19: No
Visa Candidates: No
Passive Ownership: Yes
Home-Based: Yes
B2B: Yes
Master Franchise Opportunities: No
Veteran Discount: Yes, 10% off of the territory fee

Is Lendio a Semi Absentee Franchise with a Passive Ownership Opportunity?

Yes. Lendio is a semi absentee franchise and allows passive ownership. A semi-absentee franchise is a business you could start and run while still maintaining a job or other obligation.

Is Lendio a Home Based franchise?

Yes. Lendio is a home based franchise opportunity.

What Do Lendio Franchise Owners Make?

This information is not available. Lendio does not offer an Item 19 in their Franchise Disclosure Document.

Is Lendio a Master Franchise Opportunity?

No. Lendio is not a master franchise opportunity.

Does Lendio Offer a Veteran Discount?

Yes. Lendio franchise does offer a veteran discount.

Does Lendio Work with E2 Visa and EB-5 Visa Candidates?

No. Lendio franchise does not work with E2 Visa and EB-5 Visa candidates.

Is Lendio Looking for Franchisees in Canada?

No. Lendio franchise is not looking for Canada franchisees.

Is Lendio Looking for International franchisees?

No. Lendio franchise is not looking for International franchisees.

Additional Information

Additional Categories

Financial Services, Non Food Franchises

Number of Units Open

100+ UNITS

Cash Required

$50,000 - $100,000

Master Franchise


Passive Franchise


Home Based Franchise


Item 19 Franchise


Veteran Discount




Franchise Opportunities in Canada


International Franchise Opportunities


E2 Visa Franchise


Lendio Franchises for Sale

Click Here to inquire about existing Lendio franchises for sale. We may have Lendio franchise resales. A franchise resale is an already established franchise owned by a franchisee and the franchisee is looking to sell their franchise.

The International Franchise Professionals Group (IFPG) is an internationally recognized membership-based franchise organization. IFPG Franchise Consultants guide aspiring business owners through the process of identifying and investing in franchise businesses. The IFPG represents more than 550 franchises. We do not represent all franchises listed here. By clicking on "Request a Consultation," you are agreeing to be contacted by one of our Certified Franchise Consultants to discuss franchise ownership.

About our rankings: The IFPG uses its internal data collected from our membership portal to identify which franchises had the most activity in the past week. This ranking system is not based on franchise sales, franchisee success rates or number of units open. Our ranking system should not be used to make a decision on which franchise to buy it was solely created for internal purposes and for our IFPG Members.